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#1 | #2 | #3 | #4 | #5 | #6 | #7 | #8 | #9 | #10 |
Excellent
VeryGood
Good
Fair
Poor
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Prices Vary by State
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| Overall Rating |
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| Ratings |
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Secure Site |
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Ease of Use |
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Cost of Loan |
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Customer Service |
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Features |
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Cash Advances |
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Nation Wide Service |
50 States |
50 States |
50 States |
50 States |
50 States |
50 States |
50 States | 50 States | 50 States |
50 States |
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Cost of Credit per $100 Borrowed* |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
$5-$25 |
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APR (Annual Percentage Rate)* |
36%, 651.79% |
36%, 651.79% |
36%, 651.79% |
586.61% |
651.79% |
651.79% |
651.79% |
651.79% |
NA |
651.79% |
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Number of Days Loan & Interest is Based On |
14 |
14 |
14 |
14 |
14 |
14 |
14 |
14 |
14 |
14 |
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Maximum Loan Amount* |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
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Loan Approval Time Frame (Get Cash Tomorrow) |
90 seconds or less |
90 seconds or less |
90 seconds or less |
Instant |
1 Hour |
1 Hour- |
Instant |
Instant |
1 Hour |
1 Hour |
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Overnight Deposit to your Account |
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Loan Repayment Due at Next Paydate |
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Direct Deposit - Checking Account |
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Repayment Method of Loan - Electronic Transfer |
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Loan Extension or Renewals |
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Maximum # of Loan Extension or Renewals |
3 to unlimited |
3 to unlimited |
3 to unlimited |
3 to unlimited |
3 |
4 |
3 to unlimited |
Unlimited |
3 to unlimited |
3 to unlimited |
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Cancellation of Loan Option |
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Various Payment Options |
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Faxed Documents Required |
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Credit Approval Required |
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Apply by Phone |
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Time Period before Applying for Another Payday Loan |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
Depends on state laws |
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Loan Qualification with Outstanding Payday Loans |
Multiple permitted |
Multiple permitted |
Multiple permitted |
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Privacy Policy & Site Encryption |
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Loan Application Information |
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Monthly Take Home Pay after Taxes |
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NA |
$1,200 |
$1,000 |
$1,000 |
$1,000 |
$1,000 |
NA |
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Pay Dates |
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Valid Checking Account |
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18+ Years of Age |
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Currently Employed 90+ Days |
Depends on lender |
Depends on lender |
Depends on lender |
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Full-time Employment - Not a Temp Service |
Full or part-time |
Full or part-time |
Full or part-time |
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Social Security Number |
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Driver's License |
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Citizen or Permanent Resident of the US |
Resident only |
Resident only |
Resident only |
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Current Home & Work Phone Number |
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Valid email Address |
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Loan Disqualification due to Bankruptcy |
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Help/Support |
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Live Help |
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Phone Support |
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FAQ |
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Email Address |
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Fax Support |
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